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Has your business been affected by Hurricane Harvey? To report a claim, contact our Claims Specialist, Cherry Guidry, at (512) 628-5184 or cguidry@vfistx.com. Download any Claims Forms at www.winstarins.com/claims. If after hours or if no one answers, contact your appropriate carrier - Alteris: 877-474-8808. NSM: 1-888-607-6642. Fairmont: 1-800-690-5520.

WINERY INSURANCE PROGRAM

Welcome to WinStar Insurance Group, formerly Regnier Insurance.  Since 1982, our dedicated staff has provided customized insurance for select niche businesses in Texas & New Mexico. You are a farmer, a scientist and a salesperson.  Your daily responsibilities require careful attention to every aspect of your winery and/or vineyard down to the finest detail...reading and understanding your insurance policy should not be one of them.  Our comprehensive winery insurance program is designed exclusively to meet the unique needs of wineries and vineyard owners/managers, and gives you the confidence that you are with the most reputable and comprehensive insurance product available to assist you in quickly resuming operations after a loss.

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WinStar Winery Insurance Offers the Following Coverages for Wineries & Cideries in Texas & New Mexico:

General Liability  
  • Protects your organization when a person is injured or a person's property is damaged. 
Liquor Liability  
  • Protects your business from bodily injury and property damage claims arising from     selling or serving alcoholic beverages.
Property  
  • Protects building structure(s), contents and wine making machinery & equipment.
Equipment Breakdown 
  • Pays to repair or replace equipment that has sudden and  accidental breakdown due oftentimes due to electrical arching.
Property in Transit 
  • Protects against direct physical loss or damage to business personal property or stock while in transit.
Mobile Equipment  
  • Protects machinery or equipment usual to your winery business.
Crime  
  • Protects against direct loss or damage to property or money resulting from employees dishonest acts.
Product Withdrawal Expense 
  • Provides financial reimbursement to remove unsafe products from the marketplace.
Employee Benefits Liability 
  • Protects against errors or omissions in the administration of employee benefit programs.
Wind Drift or Overspray 
  • Protects against physical injury claims to persons, crops, and animals resulting from the release of chemicals into the air at designated farm premises.
Employment Practices Liability 
  • Provides coverage for discrimination, harassment, inappropriate employment conduct, libel, slander, defamation of character and invasion of property.
Internet Liability & Network Protection 
  • Provides protection for injury and damage arising from your website & network security.
Professional Liability Errors & Omissions 
  • Professional Services you are legally qualified to perform for others in the fields of viniculture, viticulture, or enology.
Auto  
  • Protects your organization when a person is injured or a person's property is damaged as a result of an occurrence that's automobile-related.
Hired & Non-Owned Auto
  • Hired & Non-Owned auto liability covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed vehicles) or caused by non-owned vehicles (vehicles owned by others, including vehicles owned by your employees). Coverage kicks in if there is an auto accident and you are sued.
Umbrella Coverage 
  • Provides an additional layer of liability protection in $1M increments.
Workers' Compensation 
  • Managing workers' compensation insurance costs can be tricky. You want to protect your employees while still keeping premiums as low as possible. Of course, avoiding accidents is the surest way to save money on coverage. But if an accident does happen, and they inevitably do, you need a carrier who will be there, working to get your injured workers appropriate medical treatment and managing their claims so they can get back to work quickly and safely. 
  • This is where WinStar Insurance can be a valuable partner. We help our policyholders contain the costs associated with workplace injury or illness through our carriers' loss prevention programs, such as Claims Management, Managed Care Services, Loss Control, and Fraud Services.
  • Failure to meet your workers’ compensation coverage requirement can leave your business exposed to both the full costs of workers’ compensation claims (through litigation) and additional regulatory penalties levied by the states, which can be severe.
  • The cost of workers’ compensation insurance is determined based on a business’ risk classification rate and its individual payroll. LEARN MORE.

YOUR INSURANCE AGENTS

Clare Ryan
cryan@winstarins.com
​(512) 628-5190
Stephanie Dew
sdew@winstarins.com
​(512) 628-5186

CONTACT INFO

E-mail: info@winstarins.com
Call: 800-252-9435
Fax: 512-448-9929
Mail:
WinStar Insurance Group
3420 Executive Center Dr., Ste. 301
Austin, Texas  78731

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