Introducing our new agency program - Health & Fitness Centers. We are joining our established carriers Benchmark & Philadelphia in bringing this growing program to Texas. Our Health and Fitness Center programs are designed to be the premiere solution for all of your insurance needs regarding broad form fitness center and gym insurance coverages for health clubs, fitness, Pilates, dance studios, Salons and Day Spas

Facilities Covered 
​Membership gym facilities with both free weights and resistance machines. Eligible operations include aerobic dance classes, cardiovascular training, weight training, pilates, yoga, massage therapy, nutritional and weight-loss programs as well as low-impact exercise classes for seniors.

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Jake Hewitt
Sales Executive
(512) 628-5190
[email protected]

Kash Sarkaria
Sales Executive
​(512) 628-5047
[email protected]

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General Liability

• Comprehensive General Liability - limits to $1M per occurrence/$3M aggregate
• Premises Liability
• Special Events coverage outside the club is included for the entity and professional instructors or consultants
• Personal Injury Liability
• Coverage extended to contracted professional for additional premium
• Employee Benefits Liability
• Coverage for tanning available
• Liquor Liability coverage available
• Abuse or Molestation coverage available
  
  

Professional Liability

• Health, Fitness, and Wellness Professional Liability coverage form - limits available up to $1M per professional incident and $3M aggregate
• Coverage extended to entity and employed professionals including lifeguards, racket sports instructors, aerobic and fitness instructors

 
Property

• Blanket limits with large in-house capacity
• Special Causes of Loss coverage on buildings, contents, business income, and extra expense
• Coverage extended to include property of customers in your care, custody, or control - $10,000
• Coverage for outdoor pools and court surfaces
• Spoilage - $25,000
• Signs (attached or unattached) - $25,000
• Precious metals, including trophies - $5,000
• Business income and extra expense - $100,000
• Pollutant clean-up and removal - $25,000

 
Auto

• Owned/non-owned/hired auto
• Hired car physical damage
• Rental Reimbursement for private passenger vehicles

   
Umbrella/Excess Liability

• Large Excess Limits available

Crime and Fidelity

• Theft, Disappearance, and Destruction - $10,000
• Forgery or Alteration
• Employee Dishonesty


Bell Endorsement

• Includes $50,000 limits each for Business Travel Accident Benefit, Donation Assurance, Emergency Real Estate Consulting Fee, Identity Theft Expense, Image Restoration and Counseling, Key Individual Replacement Expenses, Kidnap Expense, Terrorism Travel Reimbursement, and Workplace Violence Counseling. $25,000 limits for each Conference Cancellation, Fundraising Event Blackout, Political Unrest ($5,000 per employee), Temporary Meeting Space Reimbursement, and $1,500 Travel Delay Reimbursement​

• Special causes of loss on building, contents, loss of income, and extra expense
  
  
• Additional coverage enhancements including: Ordinance or Law, Off Premises Power Failure, Utility Services, EDP, Business Interruption and Extra Expense (including Contingent), and much more
  
  
• Special Events Coverage outside the club is included for the entity and professional instructors or consultants
  
  
• Coverage extended to the entity and Employed Professionals including Lifeguards, Racket Sports Instructors, Dieticians, and Aerobic and Fitness Instructors
  
  
• Large Excess Limits Available

• Health & Fitness Center Application

FLYER

COVERAGE GUIDE