Craft Brewery Insurance Specialists

BREWERY INSURANCE PROGRAM

Welcome to WinStar Insurance Group, formerly Regnier Insurance. Since 1982, our dedicated staff has provided customized insurance for select niche businesses in Texas & New Mexico. We understand your industry, value your time, and are committed to making the insurance process straight-forward and simple. You take pride in your craft. Here at WinStar Insurance, we take pride in ours. We provide Breweries & Brewpubs with property & liability coverage, equipment breakdown, product withdrawal reimbursement, commercial auto, workers comp and more. Our comprehensive brewery insurance program is designed exclusively to meet the unique needs of brewery and brewpub owners/managers, and gives you the confidence that you are with the most reputable and comprehensive insurance product available to assist you in quickly resuming operations after a loss.

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WinStar Brewery Insurance Offers the Following Coverages for Breweries & Brewpubs in Texas, New Mexico, & Oklahoma:

General Liability

Protects your organization when a person is injured or a person's property is damaged.

Liquor Liability

Protects your business from bodily injury and property damage claims arising from selling or serving alcoholic beverages.

Property

Protects building structure(s), contents and beer-making machinery & equipment.

Equipment Breakdown

Pays to repair or replace equipment that has a sudden and accidental breakdown

Property in Transit

Protects against direct physical loss or damage to business, personal property or stock while in transit.

Mobile Equipment

Protects machinery and equipment used at your brewery

Crime

Protects against a direct loss or damage to property or money resulting from employees' dishonest acts.

Product Withdrawal Notification Reimbursement

Provides financial reimbursement for any "product recall notification expenses" incurred by you for the withdrawal of your products from the marketplace.

Employee Benefits Liability

Protects against errors or omissions in the administration of employee benefit programs

Employment Practices Liability

Provides coverage for discrimination, harassment, inappropriate employment conduct, libel, slander, defamation of character and invasion of property.

Professional Liability Errors & Omissions

Provides protection for professional services you are legally qualified to perform for others.

Auto

Protects your organization when a person is injured or a person's property is damaged as a result of an automobile-related occurrence.

Hired & Non-Owned Auto

Hired & Non-Owned auto liability covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed vehicles) or caused by non-owned vehicles (vehicles owned by others, including vehicles owned by your employees). Coverage kicks in if there is an auto accident and you are sued.

Umbrella Coverage

Provides an additional layer of liability protection in $1M increments.

Workers' Compensation

Managing workers' compensation insurance costs can be tricky. You want to protect your employees while still keeping premiums as low as possible. Of course, avoiding accidents is the surest way to save money on coverage. But if an accident does happen, and they inevitably do, you need a carrier who will be there, working to get your injured workers appropriate medical treatment and managing their claims so they can get back to work quickly and safely.
This is where WinStar Insurance can be a valuable partner. We help our policyholders contain the costs associated with workplace injury or illness through our carriers' loss prevention programs, such as Claims Management, Managed Care Services, Loss Control, and Fraud Services.
Failure to meet your workers’ compensation coverage requirement can leave your business exposed to both the full costs of workers’ compensation claims (through litigation) and additional regulatory penalties levied by the states, which can be severe.
The cost of workers’ compensation insurance is determined based on a business’ risk classification rate and its individual payroll. LEARN MORE.

"WinStar has helped make the insurance process for our brewery straight-forward and affordable. We really appreciate the level of engagement of WinStar, especially Stephanie and Kash, with us and the craft-brewery community at large."

- John Stecker, 4th Tap Brewing Co-Op