MEET THE TEAM
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EMPLOYEE BENEFITS & RESOURCES
We offer the following Employee Benefits: Medical (Traditional & H.S.A.'s), Dental, Vision, Group Term Life, Group Disability, Accidental Death, Succession Planning, Key Person, and Long Term Care.
LIFE INSURANCE
When you own a small business, your family members aren’t the only people depending on you. Your death could be a disaster for your employees and partners, and it could destroy the company you worked so hard to build. A personal life insurance policy would help your family pay off any business debt and cover living expenses after your death. Your family would then have time to figure out what to do with the business. If your business has multiple owners, you can combine life insurance policies on each partner with a buy-sell agreement. The agreement stipulates that on the death of a partner, the remaining partners can buy out the surviving family’s share at a previously agreed price. The life insurance pays for the buyout. Finally, key person insurance is life insurance that protects against the death of a critically important employee. In the event of death, the insurance pays the owner or owners of the business.
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LIFE INSURANCE RESOURCES
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HEALTH INSURANCE
One Size Does Not Fit All!
"We offer plans from over 5 insurers with designs tailored to your employee needs at a cost your Business can afford!"
"We offer plans from over 5 insurers with designs tailored to your employee needs at a cost your Business can afford!"
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Our Services Include:
1. Bidding your plans with all our insurers 2. Recommendations for the most Cost-Effective approach to attain your goals 3. Open Enrollment Kits 4. Open Enrollment Meetings 5. Open Enrollment Processing 6. New Hire Enrollment Kits 7. New Hire Orientation (via Phone unless there are several employees at one time) 8. New Hire Enrollment Processing 9. Payroll deduction spreadsheet provided at completion of Open Enrollment 10. All Claims issues are to be forwarded to our office and we will work with the employee or dependent |
Carriers We Represent:
1. Aetna 2. United Healthcare 3. Blue Cross Blue Shield 4. Humana 5. Colonial 6. AFLAC 7. The Standard 8. UNUM 9. Dental Select 10. Mutual of Omaha 11. Principal 12. Metlife |
