Restaurant Insurance

We are proud to offer Texas food businesses, Restaurant Insurance. We are joining our carrier Rainbow to serve business owners by delivering incredible user experiences, tailored coverages, and effective loss control strategies. Our Restaurant Insurance program is designed to have coverages and features that fit your individual needs.

Gain peace of mind with variable monthly premiums that match your ups and downs, including a no-audit commitment. Rainbow delivers complete coverage with no hassle and premium discounts.

WE OFFER COVERAGE FOR:

Fast Food Restaurants | Cafeterias | Casual Dining | Fine Dining

Sandwich Shops | Pizzerias | Wine Bars | Bar & Grill

Healthcare Professional Liability
Pays for legally obligated damages due to a medical incident

General Liability
Protects facility from resident/patient bodily injury and property damage claims

Property
Provides coverage for medical equipment, the facility building and other property

Auto
Coverage options include owned, non-owned and hired vehicles

Covers auto physical damage for owned and non-owned vehicles

Liquor Liability
Liability coverage for businesses that serve, sell, distribute, manufacture or supply alcoholic beverages

Excess Liability
Option to increase your limits on auto, general, professional and employers liability

Management Liability
Protects against employment-related lawsuits

Volunteer Accident Coverage
Protects your volunteers and provides medical expenses in the event of an accident

Workers’ Compensation
Pays all reasonably required medical bills for a work-related injury

Discounted Premiums for Safe Business Practices

Pay-As-You-Go Coverage

Individualized Policies

Customizable Optional Coverages

Training and Certification Courses
Safety Checklists and Resources
Optional Add-Ons
- Assault & Battery
- Cyber
- Employee Benefits Liability
- Employment Practices Liability
- Food Borne Illness / Business Interruption

Restaurant Insurance Application

Pay-As-You-Go

With Pay-As-You-Go, you have the peace of mind that during economic downturns or periods of seasonality, your policy premium will decrease with lower sales levels. Likewise, during periods of growth in total sales, the business can be confident that they are paying the exact policy premium required for the coverage they need.

No upfront premium payments - you start paying your policy premiums at the end of the first month.

No Audits or Back Premiums

Peace of mind that your business only pays for the insurance that you need, and is covered for the full policy term, based on verified (not estimated) information.