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Welcome to WinStar Insurance Group, your trusted partner in childcare insurance solutions. With a legacy of excellence dating back to 1982, we specialize in providing tailored insurance coverage for childcare facilities across Texas. Our dedicated team understands the unique needs and challenges faced by childcare providers, and we are committed to delivering comprehensive insurance solutions that offer peace of mind.
At WinStar Insurance Group, we prioritize the safety and security of children in your care. Our childcare insurance programs are designed to address a range of risks, including general liability, property damage, workers' compensation, and more. With access to top-rated carriers and industry expertise, we ensure that your childcare facility is adequately protected against unforeseen events. |
WE OFFER COVERAGE FOR:
Child Care Centers (Independent or Franchisee) | Preschools | Religious Daycares
Montessori Schools (Kindergarten and Under) | Nursery Schools
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COVERAGE OPTIONS
Liability
- We offer enhanced liability coverage to address the myriad of liability exposures including General Liability, Professional Liability, and Abuse & Molestation. Increased Medical Payments are also available. Coverage for field trips and other specific needs can be addressed. Excess/Umbrella Limits are available up to $5M.
- Coverage is provided for the Building, Business Personal Property, Outdoor Equipment and Business Income. Our property enhancement addresses the specific needs common with most child care operations. In addition, coverage is customized to meet the specific needs of your facility.
- We provide auto insurance for the vehicles used to transport children. We also provide non-owned or for-hire auto liability which covers privately owned vehicles when they are being used for company business.
- Provides medical coverage for your employees if they are injured on the job. Our goal is to assist you in getting your workers back to work quickly and safely.
- Additional Insureds are included within the General Liability policy.
- We also offer employee benefits such as Health & Life Insurance, 401(k)'s, etc.
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Employment Practices Insurance for Childcare Centers
Protect your business from employee claims of wrongful actions.
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Tots and Toxins, a Child Care Dilemma
Kids can delight in the excitement of a well-run child care facility, but could hidden toxins be turning their joy to jeopardy?
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Keeping Kids Safe in the Summer
Summertime is filled with memories in the making. Make sure these memories are good ones by following these summertime safety tips.
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Playground Safety and Insurance Considerations
Do you have a playground on your premises? While we like to think of playgrounds as safe places for kids to burn off energy, they're also fraught with danger. And they present liability risks for you as a business owner.
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Why Daycare Centres Need Comprehensive Insurance
Injuries, abuse allegations, fire and water damage … the list of potential problems for daycares is extensive. See what insurance coverages can best protect your centre.
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Sample Policy: Prevention of Child Sexual Abuse and Molestation
Clarify that your organization has zero tolerance for child molestation and abuse. Customize this sample policy to fit the needs of your workplace.
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How To Talk to Your Employees About Preventing Abuse and Molestation
If your business offers youth programs, you’ve got unique risk exposure. The topic of child sexual abuse can make employers and employees uncomfortable. But rather than ignore it, you can set the standard at your business by handling the topic from a prevention and care perspective.
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Accountability Matters in Child Care
Accountability plays a critical role in creating a safe, trusted, and successful child care environment. From classroom supervision and staff communication to documentation and state compliance, maintaining strong accountability practices helps protect children, staff, and your organization.
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