Hired & non owned liability coverage on automobiles covers the liability for automobiles that you rent. Liability coverage covers the bodily injury or physical damage to a third party for by the vehicle that is under your care/custody/control. Liability is different coverage than physical damage coverage for an auto (hired/non-owned).
Physical damage coverage covers the damage to the actual vehicle you are renting. The cost to add this coverage is approximately $500 annually for $50,000 in physical damage coverage. If you only rent occasionally (during the harvest season), we recommend you take out a physical damage only policy on the rented vehicle.
© 2023 WinStar Insurance Group
13625 Ronald W. Reagan Blvd.
Building 3, Suite 100
Cedar Park, TX 78613