Workers' Compensation Agreement for Independent Contractors & Interns

Workers' Compensation Agreement for Independent Contractors & Interns

During the holidays, many wineries & breweries utilize independent contractors (Form 1099) and interns to help with special events. If these individuals are paid or compensated in any way (i.e. financial, food or product), the owner has responsibilities to these individuals. One of the most misunderstood coverage is workers’ compensation.  What if they have an accident? Can you as an owner be held liable for injuries to these individuals? The answer is “YES!”

Here are some examples to consider:

• You employ a band for a special event and the singer falls off the stage and breaks his leg. The band could come after you for damages.
• A volunteer slips on a wet area and does a face plant loosening her two front teeth. She comes to you expecting you to cover the dental bills.
• An intern picks up a heavy box and throws out his back. He looks to you to pay for the resulting doctor visits, prescriptions and time off work. 

It is important to establish the terms of all relationships up front. Having independent contractors and interns sign an agreement stating you will not provide them with Workers' Comp coverage will mitigate potential problems for you and the business. We've developed an Agreement Form for Independent Contractors and one for Interns, which you can download below. If you have any questions, don't hesitate to contact us at [email protected] or at 512-448-9928.

• Agreement for Independent Contractors 

• Agreement for Interns